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Integrated Investment Management, Fiduciary Advice and Portfolio Strategies at Work


Clothier Springs Capital Management is an independent Registered Investment Advisor (RIA) and a fiduciary. We advise, manage portfolios and help individual, family and institutional investors—both large and not so large—achieve their unique investment goals and objectives with greater certainty and less risk at very low cost.

Our sole mission is to help our clients preserve and grow their wealth, income and purchasing power in support of their stated objectives.


Improving Investor Outcomes Since 2010.


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Learn more about how we work with private and institutional investors to expand asset allocation, increase diversification, manage and mitigate risk, lower costs and improve their outcomes.


Better Returns

We build and manage institutional-quality, customized multi-asset class strategies of Exchange Traded Funds (ETFs) that are globally allocated, broadly diversified, liquid and transparent, and ultra-low-cost. Tailored to your unique return and risk preferences, these portfolios scale efficiently from small to very large. A global allocation offers investors the widest possible exposure to markets and potential returns.

Less Risk

A global allocation and broad diversification are the primary and most effective risk mitigation tools. A global allocation combines market exposures that are not perfectly correlated, reducing risk. The risk reduction from broad diversification arises from using index-based ETFs. In addition, we have expertise in the use of options to further mitigate risk, enhancing portfolio income and limiting downside risk, within a rules-based framework.

Low Cost

Clients earn returns net of fees. We offer our services—for one low, asset based fee. While we are entrepreneurs and have to cover our costs to carry on, we recognize the permanent tension between your net investment returns and our business results. We resolve that tension in your favor. Our low fee structure lets you keep more of your returns and is a primary driver of our aim to deliver better returns.

Download our booklet:
"The Roadmap to Better Investment Outcomes"



Timeless Truth
Timeless Truth
Timeless Truth
Timeless Truth
Timeless Truth

Peace on Earth

Posted: December 20th, 2024

We hope you get to spend time with family and friends over the holidays, welcome the new additions to the family and remember those who left us in 2024.


Clothier Springs Capital Partners Accepting New Investment

Posted: December 11th, 2024

CSCP is again accepting new investors and capital, after a self-imposed hiatus.


PremiumPoints 3Q-2024: Onward & Upward

Posted: October 30th, 2024

In this Issue: From the CIO's Desk, Review & Outlook, CSCM Model Portfolio Update, IRA to Roth Conversion, Interactive Brokers Smart Phone App, David Gray & Company performs "Babylon" and Closing Thoughts.